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About The Siuslaw news. (Florence, Lane County, Or.) 1960-current | View Entire Issue (Feb. 17, 2021)
WEDNESDAY, FEBRUARY 17, 2021 ❚ SIUSLAW NEWS (NAPSI)—Many pre-re- tirees spend their lives putting the needs of their loved ones fi rst. While the support you provide to fam- ily and friends is invaluable, it’s important to also prior- itize yourself, especially when it comes to retirement planning. Not properly plan- ning and saving can have long-lasting fi nancial con- sequences and just might lead you away from your dream retirement. The key to staying the course is to consider a few key tips to help enjoy your golden years: Consider your ideal re- tirement lifestyle—Retire- ment can last 25 years or longer. As you progress from a pre-retiree to a retiree, your lifestyle will likely change. Regardless of what your ideal retire- ment lifestyle looks like, plan ahead for it. Do you want to spend much time traveling or do you want to live a simpler life, spending time gardening and knit- ting? Thinking about your future plans will help you customize your budget to what you plan to focus on in retirement. Prepare for unexpected health expenses—Getting ready for your dream retire- ment does not only mean you should save for the expected expenses of your golden age, but also the unexpected. According to a Center for a Secure Retire- ment (CSR) study, nearly four in fi ve (79%) middle-in- come Boomers have no money set aside specifi cal- ly for their retirement care needs. This despite the fact that the U.S. Depart- ment of Health and Human Services estimates that someone turning 65 today has a nearly 70% chance of requiring some type of long-term care services during their lifetime. The average cost for a semi-pri- vate room in a nursing home (not including costs of medications, therapies and other services) in the U.S. was about $89,297 in 2018, according to NAIC data. You should begin planning now for how you’ll pay for ongoing care if you need it. Get acquainted with your health insurance and Medicare benefi ts, and consider options such as Medicare Supplement in- surance or long-term care insurance to fi ll any gaps in coverage. Keep an eye on the market—According to the CSR, more than half (54%) of working adults say their retirement planning has taken a hit amid the COVID-19 pandemic, with losing money in the stock market (36%) and being forced to prioritize short- term savings (36%) marked as areas of top concern for those whose retirement has been impacted. Pre-re- tirees may want to explore alternate methods of retire- ment savings. There are several different options such as 401(k), IRA or other stock market invest- ments. As you get closer to retirement you may want to consider moving savings to less volatile investments that are less subject to the ups and downs of the mar- ket. Saving money now can help reduce the strain of fi nancial hardships later in life. Market prices often fl uctuate, but by keeping an eye on market trends, you can help diminish the risk of fi nancial loss. It’s never too late to plan for retirement. Connect with a fi nancial advisor who can help you better understand your fi nancial plan and cur- rent healthcare coverage. By seeking the expertise of others, you can anticipate these common situations and plan for any potential unforeseen situations in the future. Moving? Art Project? D-057 Please submit your entry for a chance to win a gift certifi cate: By E-mail Only We need your name, phone number and where you found the graphic or an attached photo. Email: pmchale@thesiuslawnews.com Submit entry by 2PM Th ursday Graphic Winners You can claim your $10 Gift Certifi cate to the Siuslaw News via email (mberg@thesiuslawnews.com) or telephone (541-997-3441). The value is equal to 13 consecutive Siuslaw News issues. You may add it to your current subscription or share with a friend. We’ll Help You Sell Your: ATV / RV Car / Truck Boat / Canoe / Kayak Motorcycle / Scooter Heavy Equipment We Guarantee It! We’re so sure, well run your ad until it’s SOLD! (No Commercial Sales) (Customer must call or Email: mberg@thesiuslawnews.com before the end of the month to extend ad) Only $ 39 70 Includes Black & White Photo REACH OVER 15,000 READERS A WEEK Florence, Mapleton, Swisshome, Gardiner, Reedsport. Plus E-editions Call or Email today: 541-997-3441 mberg@thesiuslawnews.com CLEANING SERVICES Major credit cards accepted CARPET CLEANING STEAM OR DRY Smoke • Water Cleanup Certified-Bonded PUBLIC NOTICES Upholstery CCB #96660 997-3825 Brought to you by this newspaper in partnership with CCB #96660 Tweety Sez: Consistent, Quality Cleaning. tfc 997-2385. Florence Janitorial Services Always in your newspaper: Now in your inbox, too. For clean as a whistle, call Bill and Jo Hine, Owners CERTIFIED, LICENSED, BONDED & INSURED D-065 CONCRETE / PAVING Ant’s Concrete Excavation, fl at work, sidewalks, patios, demos and much more! Call Anthony at 541.735.4836 CCB#197439 I f n o b o d y k n o w s w h a t ’ s g o i n g o n , n o b o d y c a n d o a n y t h i n g a b o u t i t . D-070 CONSTRUCTION/CONTRACTORS That Th T h at’s at t ’s ’ s w hy y w e ke e ep e p s sa a y in ay ing g y ourr l loc ocal al and sta tate t g ovv e r nm n m en n t sh h ou u ld l d k eep e e p ee p u bl pu b is ishi hing ng g t the heir ir p pub ub b lil i c no noti ticess in n t the he n newsp pap aper er.. N o w yo you o u ca c a n st t ay a y inf i nf n for o r me or med e d AND AN N D k ee e p th h o s e pu p ub b l ic n ot o t ic c es e s i in n th h e ne n e ws w pa p a pe er. r J stt g Ju go o to t o p u ub b li i cn cnot n ot o tic t i ceads d .com/o ds /or, sig gn u up p f or r t h he e f fre r e e Sm re m a ar r t tS S e ea a rc r c h se s e rvic rv v ic ce, , an n d g ge e t a et al l l o of f t hi hiss p pa a pe e r r’ ’ s pu p u bl b lic l ic i c n not ottic i es s d del e iv el i er ered e d t o y ed yo o u vi v i a em m ai a l.l publicnoticeads.com/or Graphic Search *This material provides general infor- mation about the described insurance pro- duct(s) for educational purposes only. This is not intended as investment advice or to recommend the insurance product(s). The Center for a Secure Retirement does not provide legal or tax advice. Each individual should seek specifi c advice from their own tax or legal advisors. Hey Graphic Searchers Business & Service Directory Th e Siuslaw News is selling our end rolls, blank newsprint.Prices range from $2.00 on up, de- pending on size. You can see our inventory at 148 Maple St. in historic Old Town Florence. Pisces, The Fish (2/19-3/20) Good Luck Here is how it works… We will put a graphic or photo in the box to the left. You find it somewhere in the classifieds. To enter your name into the drawing for a gift certificate Email Name, phone # and where you found it to: pmchale@thesiuslawnews.com Deadline for submitting: 2PM Thursday Please claim prize within 2 weeks of winning. JAN GAYNOR found the First Public School Anniv. Graphic on Page 6B (Jack Mobley Construction - Middle of House graphic). She has won a Gift Certificate towards a Siuslaw News Subscription. CONSTRUCTION , Inc. New Homes, tfc Additions Remodels & Home Repair CCB#164861 D-077 ELECTRICAL SIUSLAW VALLEY ELECTRIC, INC. RESIDENTIAL • COMMERCIAL CONTRACTING Ore. BBR No. 8689 Protect Your Financial Future: How To Secure Your Dream Retirement 7B 1710 Laurel Way - Airport Industrial Park Store Hours: Mon. thru Fri., 8 A.M. to Noon Forrest G. Grigsby • Stanton E. Grigsby P.O. Box 1216 • sve-1973-grigsby@hotmail.com D-085 Phone 997-8821 FAX 997-3723 EXCAVATING DEQ#37263 Ray Wells, Inc CB# 91052 E XCAVATING • S EPTIC S YSTEMS • S UBDIVISIONS L AND C LEARING • P AVING • T RUCKING B RUSH & D EBRIS R ECYCLING • D EMOLITION P H . 541-997-2054 • F AX 541-997-3499 • 1-877-201-0652 P.O. B OX 3467 • 1770 L AUREL P L . • F LORENCE , OR 97439 D-0136 LEGAL / BANKRUPTCY SERVICES Call today for a FREE & confi dential meeting with an experienced attorney 503.820.9359 1849 Hwy 126 Unit A-10 , Florence, OR 97439 Fax: 503.213.5876 • dan@garnerlawoffi ce.net Saturday’s Graphic D-182 PEST CONTROL For What’s Bugging You Environmentally Responsible Free Inspections GARAGE SALES COVID-19 CHECKLIST • Display posters to remind customers about social distancing. • Tables and chairs should be at least 6 feet apart. • Use heavy-duty tape to form a fl ow for customers to follow throughout the sale. • Ask customers to stand in a line, while spread apart, during a high traffi c times. 541-997-4027 CCB#79884 D-230 ROOFING / CONTRACTORS McLennan Construction, Inc. Off ering all types of ROOFING Great References, Senior Discounts Licensed & Insured • Established 2002 541-521-7303 D-266 CCB#150484 WINDOWS DO WINDOWS! Yes! WE Window Cleaning Commercial • Residential Connie, Bill & Mike Spinner–997-8721 • Make sure all merchandise is washed and dried and/or wiped down with a disinfectant product before placing on a table or chair for sale. • Clean tables and chairs several times throughout the day. • Supply hand sanitizer on tables and elsewhere for customers. • Wear masks and disposable gloves. • Designate a person to take money from customers and washing hands after every transaction Siuslaw News 148 Maple Street • PO Box 10 • Florence, OR 97439 (541) 997-3441 • thesiuslawnews.com Siuslaw News Business & Service Directory P.O. Box 10 • 148 Maple Street, Florence, Oregon 97439 (541) 997-3441 Fax: (541) 997-7979 VISIT US AT: WWW.THESIUSLAWNEWS.COM